1. Garlinghouse was drawn to Ripple because it might have failed.
2. The crypto ecosystem is “missing a customer fixation”.
3. Ripple’s the only scaled blockchain solution out there.
4. Ripple will have the same impact on fintech that Amazon did on the book industry.
5. Garlinghouse saw the writing on the wall for ICOs.
6. He doesn’t think that XRP is a security.