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0 Review 2023: Is it Secure Exchange? is a popular payment and cryptocurrency website, and it helps in promoting the extensive adoption of cryptocurrencies.’s headquarter is in Hong Kong, controlled by Kris Marszalek, an experienced entrepreneur. He and three other co-founders, Gary Or, Rafael Melo, and Bobby Bao, founded in 2016, and the platform currently has more than 3 million users. Summary

Official Website
Headquarters Hong Kong
Found in 2016
Native Token Yes
Listed Cryptocurrency 90+, but varies country wise
Trading Pairs 100+
Supported Fiat Currencies 20+
Supported Countries 90+
Minimum Deposit Approx $200, but do varry for various currency.
Deposit Fees Free
Transaction Fees Low
Withdrawal Fees Withdrawal fees vary depending on the type of cryptocurrency
Application Yes
Customer Support Email

What is, earlier known as Monaco, claims to be operating to promote the worldwide adoption of cryptocurrency. Therefore, the crypto platform was developed to provide various blockchain-powered services and products, including a mobile wallet, MCO Visa card, Token, Crypto Invest services, and debit cards. It launched its crypto exchange in 2019, which included all the above products. Review – Platform Interface

Top Perks of

In this review, we will discuss the top perks, pros and cons, products and services, fees, and features of Review - Reasons to Choose Review – Reasons to Choose Platform offers too many perks other than providing its CRO tokens. The more CRO tokens you invest with, the more benefits you will enjoy. Here are a few top perks users can enjoy-

One-stop Shop

Many app users may think it is more like a bank than a brokerage or cryptocurrency platform. Users can certainly buy and sell crypto on the crypto website or app and can even trade with others via DeFi wallet.

Besides, users can meet their expenses using their prepaid visa card. The users in some countries can also avail crypto loans.

Low Fees

In this review, you will learn that depositing cash into your account either through a wire transfer or bank transfer requires no fees at all. This exchange allows users to sell and buy crypto at a genuine cost. Complete 30 days on exchange’s official website, and you will be charged a low fee for your credit/debit card purchases through its mobile app.

Easy Conversion of Money

Like any other cryptocurrency exchange in Germany, exchange also offers easy conversion of fiat currencies into cryptocurrency. More than 20 fiat currencies are accepted on this financial platform, including GBP, EUR, and USD. They charge very low fees for this conversion. However, depending on which country you reside in, there is a limit on the fiat currencies after registration.

Cashback Cards website offers five prepaid Visa Cards. The simple rule is to increase CRO stake to enjoy benefits. The premium Obsidian card offers an 8 percent cashback or crypto back along with a bonus. Users require a stake of 5,000,000 CRO (that’s about $750,00) to qualify.

If you do not have such a lump sum cash amount of CRO, you can opt for a Midnight Blue card that requires no CRO stake and gives you 1 percent cashback on your purchases. You need to stake 5,000 CRO (about $750) to get the Ruby Steel card, and you will get 2 percent cashback.

Earn Interest allows users to buy Bitcoin (BTC) and other cryptocurrencies and earn interest at a high rate.’s lowest rates of interest give a better yield than the savings account. Earn the maximum interest rate at 14 percent, but only if you qualify with a lump sum cash amount in CRO stake. Review - Deposit Your Crypto and Earn Interest at Review – Deposit Your Crypto and Earn Interest at

An increased rate of interest is offered if you stake over 500,000 CRO. Additionally, though flexible terms are available, you can get better rates with the 3-months terms. Investors can invest in stable coins pegged to US dollars and earn additional interest. That being said, crypto savings can be risky. Unlike the standard saving accounts, FDIC insurance is not available here.

Pros and Cons of

The table below shows the pros and cons of –

Pros Cons
No annual or ATM fees Lacks availability of coins in some countries
Easy money conversion technique Poor navigation Visa card with generous cashback rewards High staking requirements
Short lead time Limits on certain withdrawals
Earn crypto interest

How Does Work? functions on both mobile apps and desktops. First, sign-up on’s official website to open an account and verify your identity. Trade can take place in two ways – via its DeFi wallet or its exchange. In the case of the DeFi wallet, the decentralized exchange helps users swap crypto with other users. This route offers full control of the private keys, and for an even faster DeFi swap, a higher fee is required. Review - Process to Trade on Review – Process to Trade on

On the other hand, if you opt for an exchange for crypto trading, a low trading fee is charged. Users may contact the 24*7 customer support for any queries though the official website contains adequate information on all the Crypto products. Products App

Enjoy the Services of AppEnjoy the Services of App app is one of the best digital assets products, which enables investors to invest in cryptocurrency exchange effectively and easily. The mobile app is beginner-friendly, offering a range of dedicated features, including buy, sell, trade, earn, store, and pay your loan using cryptocurrencies. wallet and app have high security and safety since investors worldwide are operating on this exchange to buy Bitcoin, Dogecoin, Litecoin, and other currencies without any risk of fraud. You can buy and sell crypto without the risk of any hidden charges. Here are a few features of the app that you must not miss-

  • Earn up to 12 percent per annum on Stablecoins and up to 6.5 percent per annum on crypto.
  • Metal Visa Card offers up to 8 percent Rewards/cashback.
  • Buy/sell over 100 cryptocurrencies from the app at true cost without risk of hidden charges.
  • Get instant loans from the app and trade in this exchange.
  • Buy Ethereum (ETH), Bitcoin (BTC), Stable coins, and Litecoin (LTC) with bank transfers or debit/credit cards.
  •’s app also helps cardholders in managing their balance by adding fiat or crypto deposits. NFT

Non-fungible tokens or NFT refers to the class of crypto assets where every token or item is completely unique. This actually makes the tokens useless as currencies but they are useful in other ways like crypto art. Every non-fungible token is exclusive and hence they are irreplaceable with other items out there. NFT’s NFT is the sole NFT market that is completely based on the Crypto Blockchain. This is one of the best products ever created by Users can search for curated collectibles that can be converted to NFTs. Worth mentioning, the exchange works with many popular artists, creators, and brands, and some of the items have been tagged as editions. Metal Visa Cards Visa Visa Card offers another excellent product, the MCO Visa Card. They are designed to link the benefits of debit/credit cards with that of cryptocurrencies. These metal cards were developed in 2018 with the fundamental and security features mentioned below –

  • MCO Visa card provides the ability to buy, sell, store, spend, and trade cryptos parallelly with fiat currencies.
  • No fees on ATM or on withdrawals.
  • Tap & Pay feature.
  • Very low balance requirements and no annual fees.
  • 5 percent cash back on overseas and local spending without any maximum spending.
  • Free shipping.
  • 100 percent rebate on purchase for standard Netflix and Spotify subscription plans.
  • 10 percent cashback on Expedia and Airbnb.

MCO tokens can’t be mined but issued depending on the money deposited in the Crypto wallet and the card linked to the account. MCO tokens can be saved in any ERC-20 wallet. The Visa Cards support seven cryptocurrencies and seven fiat currencies, including USD, ETH, and BTC. Pay Pay was developed to empower traders and businesses in accepting cryptocurrency payments. No processing fees are on payments made on cryptocurrency transactions, but a 0.5 percent fee is charged on payments made through fiat currency.

Explore Pay ServicesExplore Pay Services

If you check other popular payment processors, this comes at an enormous 80 percent discount. WooCommerce and Ledger stores accept payments through this product. Moreover, it has the following notable features –

  • Several forms of crypto trading are possible on this product, including derivatives trading, margin trading, decentralized token swaps, and OTC trading.
  • It is integrated with other websites with additional benefits.
  • Runs several campaigns like trading quizzes, contests, and promotions relating to the distribution of free cryptocurrencies to participants.
  • This exchange launched its blockchain that emphasizes privacy, speed, and additional economic incentives. However, the blockchain is still under the test-net phase. Crypto Earn

With Crypto Earn, you can deposit your chosen crypto, earn interest daily and grow your digital assets. Any deposits paid in CRO on this platform are different from CRO staking. The interest you earn fluctuates with the time length of the staked coins.

Besides, the interest payment is not in fiat money like USD but in the particular coin you have staked. This product was not approved in Hong Kong, Sar, Malta, and Switzerland, and hence it is not available to the jurisdictions. Crypto Crypto Earn

The app shows the worth of staked coins at the pay-out time. The terms offered on this app are 1 and 3 months, along with a flexible term. Quite obvious that the interest will be more for longer terms, whereas flexible terms pay the minimum. For a $50,000 stake CRO, you can earn higher rates per month with an additional 2 percent earning. Crypto Credit credit is one of the best components in the website’s product line. Though the product is not fully launched, it is supposed to enable traders to take loans from the app, make purchases, and pay later. You can access the Crypto credit by making a crypto deposit or staking MCO tokens. A stake of 10,000 MCO tokens offers single access to 6,000 USD credit. To access the credit line, they can also use Bitcoin as security. The following are the dedicated features of Crypto Credit –

  • No deadline for repayment
  • Does not require a credit check
  • MCO token use offers low fees
  • No minimum payments offers you to take loans by depositing different tokens like Ethereum (ETH), Bitcoin (BTC), MCO, and CRO coins. The product offers a loan-to-value ratio of 50 percent. For instance, if a borrower wants $500 of credit, he needs to deposit $1000 worth of BTC.

Utilize the Benefits of Crypto CreditUtilize the Benefits of Crypto Credit

There are four kinds of Stable coins, including USDC and Tether, and borrowers can choose from these Stablecoins to receive their credit line. An interest rate of 8 to 12 percent is charged annually depending on the amount of MCO tokens staked. However, it is not compulsory to stake coins to avail a loan. Exchange exchange launched in 2019, which supports several major cryptocurrencies, like Bitcoin, Ethereum, Litecoin, EOS, XRP, CRO, MCO, Stellar Lumens, and many other Stablecoins and tokens. The exchange offers additional features, like economical trading fees, deep liquidity, institution-level security, and special rates apply to CRO tokens.

Moreover, the exchange also operates the Syndicate, a fundraising platform enabling CRO holders to purchase tokens at a discounted rate. Whatever the exchange earns from this financial platform, it uses those funds for relevant crypto-related projects. DeFi Wallet for Swap and Stake DeFi CoinsTrade on Exchange and Earn Huge Interest

Users could get a discount of 100 percent on their trading fees depending on their CRO staking and 30-day trading volume. Improved Order Management System and Matching Engine have increased throughput by 10 times.

Moreover, the unified Websocket API and REST have made this exchange easy to use. exchange offers a robust and strong risk engine with high derivatives trading leverage margin.

There are many benefits of stake CRO coins on this exchange; however, exchange comes with two verification levels –

Basic – This verification level consists of data like name, phone number, and email. Once the user submits this data, they can move freely and access most of the crypto products and services.

Advanced – The advanced version requires the submission of identity documents. There is no limit on the deposits, but Bitcoin withdrawals come with a limit. You can withdraw only 100 BTC at a time. DeFi Wallet DeFi Wallet is developed to offer secured custody and full control of the cryptocurrency. DeFi stands for Decentralised Finance. DeFi wallet helps investors in storing digital assets with utmost security and safety.

The non-custodial DeFi Wallet enables traders to send cryptocurrency at their preferred network speed. Transaction fees are charged on trading, but they are not required to submit their KYC for using the DeFi wallet. DeFi Wallet for Swap and Stake DeFi DeFi Wallet for Swap and Stake DeFi Coins

DeFi Swap is another Crypto feature designed to enable traders to swap and stake DeFi coins and leverage DeFi protocols along with an incentivization program that is CRO-powered.

All in all, DeFi Swap is a great decentralized protocol created on the Ethereum network with a structure that prioritizes trust, usability, and transparency. Swap DeFi allows traders to swap ERC-20 and ETH tokens with a simple interface and raise DeFi coins with over 20 times more rewards by CRO staking. Services Chain Chain is a consumer-based cryptocurrency service based on the Tendermint protocol. The Chain service aims to empower the expanding suite of crypto products. The interface is extremely beginner-friendly, and it removes all the complications of blockchain to effectively use crypto assets and smart-based products. With Chain, users can earn two kinds of rewards –

Block Rewards – Rewards earned for adding new blocks to the blockchain and validating transactions.

Explore Chain ServicesExplore Chain Services

Transaction Bonus – These rewards are paid when a validator adds over 66 percent of the pre-commits from different validators in the new blocks they create. This is supposed to provide additional incentives to the users for improved networking and cut down empty block proposals.

Pay For Business Pay for Business is another payment service that enables users to pay with over 15 DeFi tokens, like BTC, USDC, ETH, CRO, LTC, and many more. With this service, you can receive gift cards from more than 300 brands in over 30 countries. You can shop from leading retailers online, like BC VAULT, Ledger, Coinzilla, and

Earn Rewards with Pay For BusinessEarn Rewards with Pay For Business

You can earn rewards based on the category you choose to pay. For instance, if you pay for food and beverages, you get a reward of 10%, which is above the average industry rate of 5%. Fees

Trading on the website or app could be economical and affordable depending on how the traders deposit money into their account.

Deposit and Withdrawal Fees

If users deposit crypto in a account, no fee is charged, but if investors withdraw crypto, fees are charged depending on the cryptocurrency. For instance, in the case of Bitcoin, the withdrawal fee is 0.0004 BTC, whereas, for Coin, it is 100 CRO. These fees are somewhat below the average industry fees.

Maker/Taker Fees

Check the below table to know fees as per 30-day trading volume: –

For Regular Clients

Level 30d Trading Volume (USD) Maker Taker
Level 1 $0 – $25,000 0.4% 0.4%
Level 2 $25,001 – $50,000 0.35% 0.35%
Level 3 $50,001 – $100,000 0.15% 0.25%
Level 4 $100,001 – $250,000 0.1% 0.16%
Level 5 $250,001 – $1,000,000 0.09% 0.15%
Level 6 $1,000,001 – $20,000,000 0.08% 0.14%
Level 7 $20,000,001 – $100,000,000 0.07% 0.13%
Level 8 $100,000,001 – $200,000,000 0.06% 0.12%
Level 9 $200,000,001 and above 0.04% 0.1%

For VIP Tiers

Tier 30d Trading Volume (USD) Maker Taker
VIP 1 > 1% of exchange volume 0.020% 0.040%
VIP 2 > 2% of exchange volume 0.010% 0.030%
VIP 3 > 3% of exchange volume 0.000% 0.020%

Trading Fees

Generally, trading fees refer to the percentage charged on the value of a trade order. exchange platform charges both takers and makers 0.40 percent for every trade. The trading fees are significantly above the average industry fees. However, the exchange offers discounts based on the trading volume. More trade implies lower fees!

Staking Discounts

Staking refers to the process of locking up crypto coins for a time period from which people earn interest on those coins. The staking rate varies depending on the duration of the staked coins. On the account, the higher CRO you stake, the higher will be the discount rates. Additionally, if you stake more than 500,000, you could earn another 2% on your stake.

Supported Fiat Currencies by Supported Fiat Supported Fiat Currencies supports more than 20 fiat currencies and they are AUD, BGN, CAD, CHF, CZK, DKK, EUR, GBP, HKD, HRK, HUF, ILS, JPY, NOK, NZD, PLN, RON, SEK, SGD, USD, and ZAR. has recently added more currencies to the basket – SAR – Saudi Riyal, BRL – Brazilian Real, and TRY – Turkish Lira.

Supported Cryptocurrencies

Here are all the supported cryptocurrencies you can currently use to buy and sell, bank or wire transfer, and store from the app –

You can check the full list of supported cryptocurrencies on official website. Advantages

Advantages of PlatformAdvantages of Platform


  • Service – Cryptocurrency exchange, saving, crypto lending, storing, digital wallets, visa cards, etc
  • Fees – Taker fees – 0.09% – 0.16%, Maker fees – 0.036% – 0.10%
  • Cryptocurrency interest rate – up to 6.5% p.a.
  • Stable coins interest rate – up to 12% p.a.
  • Method of payment – Debit/Credit card, PayPal, and Pay
  • Deposit fees – Free
  • Withdrawal fees – Withdrawal fees vary depending on the type of cryptocurrency
  • Security – $360 million cryptocurrency insurance, 100 percent cold storage
  • Mobile app availability – Android and iOS


  • Verification takes less than 5 minutes.
  • 24*7 customer support – The support team gets back to the customers within 24 hours.
  • Buy/sell over 100 cryptocurrencies.
  • Open account for free.
  • Available in Europe, US, Canada, UK, and Singapore.
  • Visa Card requires no monthly maintenance charge.
  • Free delivery and contactless Visa debit card.
  • Get at least 10 percent cashback on the purchase of gift cards. Review Conclusion

All in all, in this review, we have talked about how using the platforms makes spending and trading in a crypto exchange super easy. It is one of the most beginner-friendly crypto trading platforms that come under the best crypto exchange list. As it uses other crypto services, such as DeFi Swap, Crypto wallet, Exchange, Earn, Lending, and Staking, and provides 100% cold storage security. All these make an exceptional one-stop shop for all top crypto exchanges.


Is Legit?

Yes, seems to be a perfectly regulated and secured financial platform which makes it legit. US client’s fiat balances are insured by FDIC for up to $250,000, providing safety and assurance of funds on this platform. There is no record of thefts or hacks on the website or app.

Is My Money Safe on

Yes, the assets safety measures on include 2FA or two-factor authentication and 100% cold storage. The exchange is partnered with Ledger, a top hardware wallet provider. It has 2013:ISO IEC 27701 and ISO IEC 27701:2019, Level 1 compliance.

Is Coin a Good Investment?

Yes, investing on is suitable for everyone willing to spend, store, trade, and save crypto. The fees are lower than the average industry rates. The platform has many cryptos to offer, including the CRO coins. The more CRO coins you stake, the more benefits you enjoy.

Is the Card Worth It?

Yes, being exceedingly beginner-friendly,’s trading platform is easy to exchange, spend, and acquire crypto. Anyone can access the crypto services, such as DeFi Wallet and Swap, Staking, Pay, Earn, Lending, and many more. allows users to buy cryptos at exchange rates without charging any additional fees.

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